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Insurance

API Infrastructure for Modern Insurance

Support policy onboarding, underwriting, claims processing and fraud prevention with enterprise APIs for identity verification, document intelligence, financial analysis and regulatory compliance.

Book Demo
SOC 2-aligned · DPDP ready · Made in India
AUTHENTICATEDRATE LIMITEDSLA MONITOREDIdentityVerificationDocumentVerificationFraudChecksFinancialDataIDENTITYDOCUMENT INTELLIGENCEFINANCIAL APIsValidatedpolicyholderverified · sealed

Trusted Across Indian BFSI

Banks, NBFCs, housing finance companies and co-operative banks run verification, Aadhaar masking and document workflows on FinHub, inside their own compliance and audit requirements.

Aavas FinanciersAadhar Housing FinanceUtkarsh Small Finance BankShri Ram Finance CorporationKaabil FinanceChoice FinservWonder Home FinanceIFFCO Kisan FinanceSitaara Housing FinancePrüfens AdvisoryThane Bharat Sahakari Bank

The Challenge

Insurance operations demand speed, trust and fraud resilience

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Lengthy verification and manual document reviews delay policy issuance and claims processing.

SUBMITTEDON RECORDnameR. MEHTAR. MEHTAAdob14-06-199114-06-1997pan••••• 234F••••• 891KIDENTITY MISMATCH

Insurance fraud, identity misuse and forged documents increase operational and financial risk.

POLICY VERSIONv3.1v3.2v4.0consent retentionCHANGEDaudit fieldsCHANGEDmasking ruleNEWACTION REQUIRED

Meeting IRDAI, AML and DPDP requirements while delivering seamless customer experiences remains a constant challenge.

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Managing multiple vendors across onboarding, verification and claims increases operational complexity and costs.

Why FinHub

Built for modern insurance operations

Compliance Built In

Support IRDAI, AML and DPDP requirements with consent management, audit logs and privacy controls.

99.9% API Uptime

Reliable infrastructure for high-volume policy and claims operations.

Under 30-Minute Integration

Integrate seamlessly with your existing insurance ecosystem.

One Integration. One SLA.

Access verification, OCR, fraud prevention and compliance APIs through a single partner.

APIs for Insurance

Everything you need to verify policyholders, process claims and reduce fraud.

Aadhaar Verification API

Verify Aadhaar details instantly.

PAN Verification API

Validate PAN in real time.

Video KYC API

Complete compliant customer onboarding.

Face Match API

Match faces with ID documents.

Liveness Detection API

Detect spoofing and impersonation.

OCR API

Extract policy document data.

Document Identification API

Identify uploaded document types.

Document Analyzer API

Analyze insurance documents automatically.

Bank Account Verification API

Verify payout account ownership.

Penny Drop API

Validate beneficiary bank accounts.

AML Screening API

Screen against AML watchlists.

Identity Verification API

Verify customer identity instantly.

Aadhaar Masking API

Protect Aadhaar privacy automatically.

+More

How It Works

From policy application to policy issuance

  1. 1.

    Customer Applies

  2. 2.

    Identity Verification

    (Aadhaar, PAN & other APIs)

    3 APIs
  3. 3.

    Video KYC & Document Processing

    (Video KYC, OCR & Document Analyzer APIs)

    3 APIs
  4. 4.

    Fraud & Risk Assessment

    (Face Match, Liveness, AML & Identity Verification APIs)

    4 APIs
  5. 5.

    Policy Issuance or Claims Processing

Customer Story
"We reduced policy verification time while strengthening fraud detection without adding operational complexity."
Head of Claims · Insurance Company

Strengthen Insurance Operations With FinHub APIs

See how FinHub helps insurers automate onboarding, streamline claims verification and reduce fraud through a single API integration.

FAQs

How does FinHub help insurance companies?
FinHub provides APIs for identity verification, OCR, document intelligence, fraud prevention and compliance to help insurers automate policy onboarding, underwriting and claims verification.
Can FinHub help reduce insurance fraud?
Yes. FinHub combines identity verification, Face Match, Liveness Detection, OCR and AML Screening APIs to help identify fraudulent applications and suspicious claims before approval.
Which insurance workflows does FinHub support?
FinHub supports policy onboarding, customer KYC, underwriting, policy renewals, claims verification, payout verification and customer re-verification workflows.
Which APIs are commonly used by insurance companies?
Insurance providers commonly use Aadhaar Verification, PAN Verification, Video KYC, OCR, Document Analyzer, Face Match, Liveness Detection, Bank Account Verification and AML Screening APIs.
Can FinHub integrate with our policy administration or claims systems?
Yes. FinHub integrates with policy administration, underwriting, claims management and customer servicing systems with minimal development effort.
How quickly can we go live?
Most customers complete their first API integration in under 30 minutes, with implementation support from the FinHub team.