Platform
Verification APIs, video KYC, DPDP consent and Aadhaar masking on one platform: one integration, one account and one record of every check.
Purpose-built for banks, NBFCs, insurers, fintechs, housing finance
2.8 lakh
Aadhaar documents masked in one week, with no data leaving the bank
Utkarsh Small Finance Bank373
branches' loan documents brought into one central, Aadhaar-masked archive
Aavas Financiers1.5 million
documents Aadhaar-masked offline, inside the lender's own network
Choice Finserv
Built and run by HabileLabs
HabileLabs is an AWS Advanced Tier Services Partner, based in Jaipur. FinHub runs on AWS in the Mumbai region.
Lenders and banks using FinHub products
- Prüfens Advisory
Architecture
Three Guarantees, One Substrate
Everything FinHub ships, every API, solution and workflow, sits on the same three architectural commitments.
01 · Evidence
One history per customer
Most stacks scatter verification across vendors: PAN with one, bank account with another, GST with a third, and three records that never meet. On FinHub every check you run is logged against your account with what was asked, what came back and when, so onboarding, underwriting and monitoring read the same history instead of a folder of vendor exports.
02 · Audit
A record an examiner can follow
API calls are logged with their result and time, and the logs download from the customer portal. ConsentGuard keeps a hash-chained log of every consent, withdrawal and request, exportable as CSV or PDF. Video KYC records each reviewer’s decision against their name. When RBI, your internal auditor or your Data Protection Officer asks how a customer was verified, the answer is a lookup, not a project.
03 · Integration
One integration for every check
One API key and one authentication model across the catalogue. Request and response envelopes stay consistent across the 100+ APIs, so the parser you wrote for PAN already understands bank-account and GST responses. When you need a new check, such as CKYC, business verification or document OCR, you switch on an endpoint, not a vendor: no fresh contract and no second onboarding for your risk and procurement teams.
One platform
Every check lands on the same record
Most lenders run KYC with one vendor, consent in a spreadsheet and video KYC with another. On FinHub they run on one platform, so the evidence for a customer is in one place when an auditor asks.
- Verification APIsPAN, Aadhaar, bank account, GST, CIN, Udyam, OCR
- ConsentGuardPurpose-linked consent, withdrawals, rights requests
- Video KYCDigiLocker identity, PAN capture, liveness, review
- Aadhaar MaskingAadhaar numbers covered before documents are stored
Customer record · audit trail
Illustration- 10:41:58consent.capturedpurpose loan-onboarding · notice hi-IN v3
- 10:42:03pan.verifyABCDE****F · name match
- 10:42:05bank.penny_dropXXXX4821 · name match
- 10:47:31vkyc.livenesswave, blink, head turn · passed
- 11:02:14vkyc.reviewapproved · auditor #07
- 11:02:15aadhaar.maskXXXX XXXX 5510 · stored
Hosted in India
FinHub's services run on AWS in the Mumbai region. Video KYC admits applicants only from Indian IP addresses.
One integration
One API key for the whole catalogue, and one portal for usage, logs and credits.
Precise about DPDP
ConsentGuard is consent management for Data Fiduciaries. It is not a registered Consent Manager, and we say so.
Honest about certificates
FinHub does not yet hold an ISO 27001 or SOC 2 certificate. We share the security documentation a vendor-risk review asks for.
FAQ
Platform Questions, Answered
What engineering and compliance teams ask before consolidating on FinHub.
They run on one platform: the same account, the same integration and the same records. A verification, a consent and a video KYC decision for one customer sit where one person can find them, instead of in three vendors' portals.
Products
Find the Products That Fit
See the platform on your own journeys
A HabileLabs solutions engineer will walk through the products that fit your institution, on your own onboarding flow.