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FinHubBy HabileLabs

Platform

Verification, consent governance, document infrastructure and voice automation built on shared rails — one identity layer, one audit trail and one integration for your entire BFSI stack.

Purpose-built for banks, NBFCs, insurers, fintechs, housing finance

api · POST /v1/kyc/verify
POST /v1/kyc/verify
Authorization: Bearer sk_live_••••
{ "pan": "XXXXX1234F", "consent_artifact": "ca_9f2c…" }

Trusted across Indian BFSI

Aavas Financiers
Aadhar Housing Finance
Utkarsh Small Finance Bank
Shri Ram Finance Corporation
Kaabil Finance
Choice Finserv
Wonder Home Finance
Kisan Finance
Sitaara Housing Finance
Thane Bharat Sahakari Bank

Architecture

Three guarantees, one substrate

Everything FinHub ships — every API, solution and workflow — sits on the same three architectural commitments.

  1. 01 · Identity

    A shared identity layer

    Most stacks scatter verification across vendors — PAN with one, bank account with another, GST with a third — three records that never meet. On FinHub, every check resolves into a single customer identity record. A name match from a penny drop strengthens the same profile a PAN lookup started, so signals compound instead of fragmenting, and downstream decisions — underwriting, onboarding, monitoring — read from one current view of the customer rather than a folder of vendor PDFs.

  2. 02 · Audit

    A unified audit trail

    Every API call, consent artifact and decision on the platform writes to one tamper-evident log: who requested what, under which purpose code, with what result, at what time. Nothing gets reconstructed after the fact from vendor exports and email threads. When RBI, SEBI, IRDAI or your Data Protection Officer asks how a customer was verified, the answer is a query — not a quarter-long project. Audit-readiness becomes a property of the platform, not an initiative.

  3. 03 · Integration

    One integration, every rail

    One API key, one auth model, one SLA, one status page. Request and response envelopes stay consistent across 70+ verification APIs, so the parser you wrote for PAN already understands bank-account and GST responses. When you need a new rail — CKYC, business verification, document intelligence — you switch on an endpoint, not a vendor: no fresh contract, no separate compliance review, no second onboarding cycle for your risk and procurement teams.

In Production

Infrastructure numbers, not marketing numbers

0+

Financial APIs

0.0%

Platform uptime

<0 min

Average integration

FAQ

Platform questions, answered

What engineering and compliance teams ask before consolidating on FinHub.

Through three shared things rather than through links between them. Every product resolves customers into the same identity record, writes to the same tamper-evident audit trail, and sits behind one integration and one authentication. So a verification, the consent artefact behind it, the masked document you retained and the call that followed reconcile as one record — without anyone building a join across four vendors. That stays true as products are added, because what they share is the substrate, not a set of point-to-point integrations.

See the full platform in action

Our product team will walk through the modules relevant to your institution.