Simplify Risk Assessment With 100+ FinHub APIs
Bring identity, income, employment, business, banking and credit information into your existing risk assessment workflows with 100+ FinHub APIs.
Trusted Across Indian BFSI
Banks, NBFCs, housing finance companies and co-operative banks run verification, Aadhaar masking and document workflows on FinHub, inside their own compliance and audit requirements.
Prüfens Advisory
Risk Decisions Are Only as Good as the Data Behind Them
Get a clearer picture before making the call
Incomplete information
Customer and business information can be spread across documents, accounts and multiple data sources.
Manual verification
Teams spend time collecting, checking and reconciling information before it can be used.
Unverified financial details
Income, employment, banking and business information needs validation before it becomes a reliable risk input.
Fragmented data sources
Different verification providers make it harder to bring relevant information into one assessment workflow.
Slow assessment cycles
Manual checks delay approvals, reviews and other financial decisions.
Build the Risk Picture Before You Decide
Bring the right information into your assessment workflow
Identity
Verify customer identity and basic details using PAN, Aadhaar, Passport and other supported identity APIs.
Income
Validate income and tax information using ITR, AIS, TDS and Form 26AS APIs.
Employment
Verify employment details and history using UAN and employment verification APIs.
Banking
Validate account ownership and banking information through Bank Account Verification, Penny Drop and UPI Verification APIs.
Business
Assess business information using GST, Udyam, company and other business verification APIs.
Credit
Bring credit report information into your existing assessment process through supported credit APIs.
Your Risk Model
Use the verified information within your own policies, scorecards and decisioning systems.
FinHub provides the data and verification layer. Your team owns the risk decision.
What FinHub Brings to Risk Assessment
Replace scattered checks with verified inputs
Better Data Before Decisions
Bring verified identity, financial, employment, business and credit information into the assessment process.
Less Manual Research
Automate routine data retrieval and verification instead of collecting information across multiple sources.
Faster Assessment
Get required verification results through APIs and reduce delays between application and decision.
More Consistent Inputs
Use standardised API responses across applications instead of relying on manually reviewed information.
Fewer Integrations
Access multiple risk-related verification capabilities through one API partner.
Flexible Assessment
Choose the data points and checks relevant to your product, customer and risk policy.
100+ APIs for Risk Assessment
Identity
Income & Tax
Employment
Banking
Business
Credit
Documents
Identity & Compliance
100+ APIs across the FinHub ecosystem
Where Risk Assessment Fits
Use verified information across financial decisions
Lending
Bring borrower income, employment, banking, business and credit information into credit assessment workflows.
Banking
Support customer assessment with verified identity, financial and business information.
Insurance
Use verified customer and financial information as inputs to underwriting and risk workflows.
Payments
Assess customer or merchant information before enabling relevant financial services.
Wealth & Broking
Bring verified identity, financial and supporting information into investor assessment workflows.
Housing Finance
Validate applicant income, employment, banking and supporting information during assessment.
Plug Into Your Existing Risk Stack
FinHub provides the inputs. You keep the decision engine.
Application / Customer Data
FinHub APIs
Identity · Income · Employment · Banking · Business · Credit
Your Risk Model / Rules
Approve · Review · Decline
Your LOS / LMS / Core System
No replacement of your existing decision engine.
No fixed risk model.
Use the APIs your assessment process needs.
Under 30-Minute Integration
Get your first supported FinHub API integration up and running quickly, with implementation support from the FinHub team.
What This Means for Risk Teams
More verified information
Make assessments with relevant data instead of relying on incomplete submissions.
Less manual verification
Reduce repetitive checks across income, employment, banking and business information.
Faster turnaround
Get required data through APIs instead of waiting for manual collection and review.
More consistent assessments
Bring standardised information into your existing risk processes.
Easier scaling
Process growing assessment volumes without increasing manual verification at the same rate.
“We cut onboarding time from three days to under six minutes by replacing manual checks with FinHub's identity APIs, without adding headcount to our compliance team.”
FAQs
How does FinHub support risk assessment?
Does FinHub make the risk decision?
Can FinHub verify income for risk assessment?
Can FinHub support business risk assessment?
Can FinHub provide credit reports?
Can bank information be used in risk assessment?
Can FinHub integrate with our existing risk engine?
How quickly can we integrate FinHub?
Build Risk Assessments on Better Data
Bring verified customer, financial, business and credit information into the risk workflows you already use.