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Pricing

How each bill is built: the billing shape per product, what counts as billable, and the variables that decide your number. One contract for every FinHub product.

billing · current cycle
Per call, in creditsMetered
Verification · OCRper order form
Per verificationWaiting
Intelli VKYCon liveness
SubscriptionWaiting
ConsentGuardscoped to estate
Published plansWaiting
DocuSwift · Masking · Learnifyon their sites
One contract · one keyFour shapes · one invoice

Exact billable events confirmed in writing at onboarding

The model

Four Billing Shapes

A verification call, a video session, a platform that holds your data and a conversation are different units of work, so they price differently. Knowing which shape applies is most of what you need to estimate a bill.

Verification APIs · Document OCR and analysis

Per call, in credits

Every API in the catalogue is billed per call from a credit balance you can see in the customer portal. Each API has its own credit cost, and volume moves the rate: higher bands, lower cost per call.

What counts as billable is written into your order form.

Intelli VKYC

Per verification

Video KYC is billed per applicant verification rather than per API call: one credit for each completed liveness submission, whatever the reviewer then decides.

An abandoned session uses no credit.

ConsentGuard

Subscription, scoped to your estate

ConsentGuard is priced as a subscription scoped to what it governs: the channels that capture consent and the data sources under discovery, rather than per consent captured.

Quoted for your institution.

Aadhaar Masking · DocuSwift · Learnify · OZOO.ai

Published on their own sites

HabileLabs' products with their own sites publish their own plans, below. OZOO.ai's voice, chat and post-call analytics products are quoted by OZOO.ai.

Their sites are the source of truth for their prices.

Exact billable events are confirmed in writing during onboarding, per product. If a definition matters to your model, what counts as a successful call, what happens on an upstream timeout, ask before you sign, and we will put it in the contract.

Published prices

HabileLabs products that publish their plans

These run on their own sites and price there. The figures below are copied from each site; follow the link for the current plan list.

Built and run by HabileLabs

HabileLabs is an AWS Advanced Tier Services Partner, based in Jaipur. FinHub runs on AWS in the Mumbai region.

  • HabileLabs' AWS Partner badge: Advanced Tier Services
  • HabileLabs' AWS Partner badge: AI Services Competency, Agentic AI and Generative AI Consulting Services
  • HabileLabs' AWS Partner badge: Small and Medium Business Services Competency

Lenders and banks using FinHub products

  • Aavas Financiers
  • Aadhar Housing Finance
  • Utkarsh Small Finance Bank
  • Shri Ram Finance Corporation
  • Kaabil Finance
  • Choice Finserv
  • Wonder Home Finance
  • IFFCO Kisan Finance
  • Sitaara Housing Finance
  • Prüfens Advisory
  • Thane Bharat Sahakari Bank

Your number

What Actually Drives the Price

We do not publish a rate card, because a headline rate set for a hundred thousand calls would be the wrong number for ten million. These are the variables the conversation is about.

Monthly volume

The single biggest factor. Rates are banded, and the bands are the negotiation.

Product mix

A PAN check and a 40-page bank statement are not the same unit of work, and neither are an OCR call and a video KYC verification.

Pass-through fees

Some checks carry a fee charged by the issuing authority or registry, and it changes when they change it. Your quote shows which checks carry one.

Deployment

FinHub runs on AWS in Mumbai. Aadhaar Masking and DocuSwift can also run inside your own AWS account or data centre, which changes the shape of the engagement.

Commitment

An annual commitment prices differently from month-to-month, in the usual direction.

Support tier

Standard support, or a named solutions engineer and service levels written into the contract.

FAQ

Pricing FAQs

Common questions about how FinHub is priced.

By usage. Verification and OCR APIs draw credits per call, video KYC per completed verification, and ConsentGuard is a subscription. Volume bands and commitment set the rate. HabileLabs' products with their own sites publish their plans there.

Before You Decide

Explore What's Included

Get a quote for your volumes

Tell us which checks you run and roughly how many a month, and we will price it against your mix.