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FinHubBy HabileLabs
NBFC

APIs Built for Modern NBFCs

Accelerate borrower onboarding, automate underwriting and stay compliant across secured and unsecured lending with APIs built for every stage of the lending journey.

Book Demo
SOC 2-aligned · DPDP ready · Made in India
AUTHENTICATEDRATE LIMITEDSLA MONITOREDIdentityVerificationDocumentVerificationFinancialDataRisk &ComplianceIDENTITYDOCUMENT INTELLIGENCEFINANCIAL APIsVerifiedborrowerverified · sealed

Trusted Across Indian BFSI

Banks, NBFCs, housing finance companies and co-operative banks run verification, Aadhaar masking and document workflows on FinHub, inside their own compliance and audit requirements.

Aavas FinanciersAadhar Housing FinanceUtkarsh Small Finance BankShri Ram Finance CorporationKaabil FinanceChoice FinservWonder Home FinanceIFFCO Kisan FinanceSitaara Housing FinancePrüfens AdvisoryThane Bharat Sahakari Bank

The Challenge

NBFCs need speed without compromising compliance

applicantpersonal loanMSME loangold loanvehicle finance1 applicant4 workflows

Different lending products require different onboarding, document processing and underwriting workflows.

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Manual verification and document reviews increase approval timelines and operational costs.

vendor_a /kyc312msAUTH 1vendor_b /ocr1.4sAUTH 2vendor_c /bank890msAUTH 3vendor_d /amltimeoutAUTH 44 vendors · 4 contracts

Managing multiple vendors for verification, OCR and financial analysis adds integration complexity.

POLICY VERSIONv3.1v3.2v4.0consent retentionCHANGEDaudit fieldsCHANGEDmasking ruleNEWACTION REQUIRED

RBI regulations continue to evolve, making compliance and risk governance more demanding.

Why FinHub

Built for modern NBFC operations

RBI & DPDP Ready

Support compliant lending journeys with built-in consent management, audit logs and privacy controls.

99.9% API Uptime

Built for high-volume lending operations.

Under 30-Minute Integration

Launch lending journeys faster.

One Integration. One SLA.

Replace multiple vendors with one partner.

APIs for NBFC Lending

Everything you need to onboard borrowers, automate underwriting and simplify lending.

Aadhaar Verification API

Verify Aadhaar details instantly.

PAN Verification API

Validate PAN in real time.

Video KYC API

Complete RBI-compliant video onboarding.

Face Match API

Match faces with ID documents.

Liveness Detection API

Detect spoofing and impersonation.

OCR API

Extract data from documents.

Document Identification API

Identify uploaded document types.

Document Analyzer API

Analyze financial documents automatically.

Bank Account Verification API

Verify bank account ownership.

Penny Drop API

Validate beneficiary bank accounts.

Bank Statement Analysis API

Analyze income and cash flow.

GST Verification API

Verify GST registration details.

GST Analysis API

Assess business financial health.

ITR Verification API

Verify filed income tax returns.

ITR Analysis API

Extract income and tax insights.

Payslip Analysis API

Verify salary and employment.

Credit Card Statement Analysis API

Assess spending behaviour instantly.

Business Verification API

Verify registered business entities.

AML Screening API

Screen against AML watchlists.

Aadhaar Masking API

Protect Aadhaar privacy automatically.

+ More

How It Works

From borrower onboarding to loan disbursal

  1. 1.

    Borrower Application

  2. 2.

    Identity Verification

    (Aadhaar, PAN, & Video KYC APIs)

    3 APIs
  3. 3.

    Document Processing

    (OCR, Document Identification & Document Analyzer APIs)

    3 APIs
  4. 4.

    Financial Assessment

    (Bank Statement, GST, ITR, Payslip & Credit Card Analysis APIs)

    5 APIs
  5. 5.

    Fraud & Compliance Checks

    (Face Match, Liveness, AML & Aadhaar Masking APIs)

    4 APIs
  6. 6.

    Loan Approval & Disbursal

Customer Story
"We launched two new lending products in one quarter without adding another API integration partner."
Chief Product Officer · NBFC

Ready to Scale Your NBFC Operations?

See how FinHub's APIs help NBFCs simplify onboarding, automate underwriting and strengthen compliance through a single integration.

FAQs

How does FinHub help NBFCs?
FinHub provides APIs for identity verification, OCR, financial analysis, fraud prevention and compliance to help NBFCs streamline borrower onboarding, underwriting and loan processing.
Can FinHub support both secured and unsecured lending?
Yes. FinHub supports lending workflows across personal loans, MSME loans, vehicle finance, gold loans, LAP and other secured and unsecured lending products.
Which APIs are commonly used by NBFCs?
NBFCs commonly use Aadhaar Verification, PAN Verification, OCR, Bank Statement Analysis, GST Analysis, ITR Analysis, Face Match and AML Screening APIs to automate lending workflows.
Can FinHub integrate with our Loan Origination System (LOS)?
Yes. FinHub integrates with existing Loan Origination Systems (LOS), Loan Management Systems (LMS) and internal lending platforms with minimal development effort.
How quickly can we go live?
Most customers complete their first API integration in under 30 minutes with implementation support from the FinHub team.