Lengthy merchant verification and manual KYC processes delay onboarding and impact payment ecosystem growth.
Payments
API Infrastructure for Secure Digital Payments
Enable faster merchant onboarding, customer verification and fraud prevention with enterprise APIs for identity verification, business verification, document intelligence, bank account validation and regulatory compliance.
Trusted Across Indian BFSI
Banks, NBFCs, housing finance companies and co-operative banks run verification, Aadhaar masking and document workflows on FinHub, inside their own compliance and audit requirements.
Prüfens Advisory
The Challenge
Digital payments demand trust, speed and fraud resilience
Fake identities, fraudulent merchants and account misuse increase transaction risks and compliance challenges.
Payment businesses need to meet RBI, AML and DPDP requirements while delivering frictionless user experiences.
Managing multiple verification providers across merchant onboarding, compliance and fraud checks increases operational complexity.
Why FinHub
Built for secure payment ecosystems
Compliance Built In
Support RBI, AML and DPDP requirements with consent management, audit trails and secure verification workflows.
99.9% API Uptime
Reliable infrastructure built for high-volume merchant and customer verification journeys.
Under 30-Minute Integration
Integrate verification APIs with payment gateways, fintech platforms and merchant onboarding systems quickly.
One Integration. One SLA.
Access KYC, KYB, fraud prevention, OCR and payment verification APIs through a single platform.
APIs for Payments
Everything you need to onboard merchants, verify customers and secure payment operations.
PAN Verification API
Verify customer and merchant PAN details instantly.PAN Comprehensive API
Access detailed PAN information for stronger verification workflows.PAN to GST API
Verify business registrations linked with PAN details.GST Verification API
Validate merchant GST details for business onboarding.Company Verification API
Verify registered business details before merchant activation.Udyam Verification API
Validate MSME registrations during merchant onboarding.FSSAI Verification API
Verify food business licenses for merchant categories.Bank Account Verification API
Verify merchant and beneficiary account ownership instantly.Penny Drop API
Validate bank accounts before settlements and payouts.UPI Verification API
Verify UPI IDs and payment identifiers.IFSC Bank Details API
Validate bank branch and payment routing information.Aadhaar Verification API
Verify customer identity through trusted sources.PAN Aadhaar Link Status API
Validate PAN-Aadhaar linkage status for compliance checks.Video KYC API
Enable secure remote customer and merchant verification.Face Match API
Match customer identity with submitted documents.Face Liveness API
Detect spoofing attempts and prevent identity fraud.AML Screening API
Screen customers and merchants against AML databases.PEP Screening API
Identify politically exposed persons during onboarding.Email Fraud Check API
Detect suspicious email identities and fraud risks.Mobile & Telecom Verification API
Validate customer contact information.OCR API
Extract data from KYC documents, invoices and business documents.Document Identification API
Automatically identify uploaded documents.Document Analyzer API
Analyze bank statements, financial documents and verification records.Bank Statement Analyzer API
Extract financial insights from bank statements for risk assessment.Aadhaar Masking API
Protect sensitive identity information automatically.Aadhaar E-Sign API
Enable secure digital document signing.+ More
How It Works
From merchant onboarding to secure payments
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1.
Merchant Registration
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2.
Business & Identity Verification
(PAN, GST, Company Verification & Aadhaar APIs)
4 APIs -
3.
Document Processing & Compliance Checks
(OCR, Document Analyzer, AML & PEP APIs)
4 APIs -
4.
Account Verification & Settlement Validation
(Bank Account Verification, Penny Drop & UPI Verification APIs)
3 APIs -
5.
Merchant Activation & Payment Operations
Customer Story
Payment Platform Leader · Fintech Company
"FinHub helped us simplify merchant verification workflows while improving compliance and reducing manual verification efforts."
Secure Payment Operations With FinHub APIs
See how FinHub helps payment companies automate merchant onboarding, strengthen verification and reduce fraud through a single API integration.
FAQs
How does FinHub help payment companies?
FinHub provides APIs for merchant verification, customer KYC, bank account validation, document processing, fraud prevention and compliance automation to help payment companies build secure payment ecosystems.
Can FinHub help payment providers prevent fraud?
Yes. FinHub enables fraud prevention through identity verification, Face Match, Face Liveness, AML Screening, PEP checks, email fraud detection and account verification APIs.
Which payment workflows does FinHub support?
FinHub supports merchant onboarding, customer verification, payment account validation, settlement verification, compliance checks and merchant re-verification workflows.
Which APIs are commonly used by payment companies?
Payment companies commonly use PAN Verification, GST Verification, Company Verification, Bank Account Verification, Penny Drop, UPI Verification, OCR, Video KYC, Face Match, Liveness Detection and AML Screening APIs.
Can FinHub verify merchants before onboarding?
Yes. FinHub provides business verification APIs including GST Verification, Company Verification, Udyam Verification, PAN Validation and document intelligence APIs to verify merchants before activation.
How does FinHub support payment compliance?
FinHub helps payment businesses implement compliant verification workflows with AML screening, PEP checks, consent management, audit logs and secure data processing.
How quickly can payment companies integrate FinHub?
Most customers complete their initial API integration in under 30 minutes, with implementation support from the FinHub team.