Is the Aadhaar number masked?

Yes. Aadhaar numbers are masked end to end and never exposed in plain text in responses or logs, in line with UIDAI masking requirements.

What data does Aadhaar eKYC return?

Subject to the customer's consent, it returns verification status and demographic fields such as name, date of birth, gender and address, plus an optional photo and a masked Aadhaar reference.

Aadhaar Verification & eKYC API

Identity · eKYC

Verify Aadhaar and complete OTP-based eKYC with UIDAI-aligned flows: masked, consent-first and built for the scrutiny of regulated finance.

Book Demo

Read API docs

request · /v1/kyc/aadhaar/ekyc

Aadhaar

OTP

Send request

api · POST /v1/kyc/verify

POST /v1/kyc/verify

Authorization: Bearer sk_live_••••

{ "pan": "XXXXXXXXXX", "consent_artifact": "ca_••••" }

OKVerified

{

"status": "verified",

"name_match": "high",

"dpdp_purpose_code": "LOAN_KYC",

"consent": "sealed"

}

Overview

What the Aadhaar Verification API Does

FinHub's Aadhaar Verification API supports OTP eKYC and offline/QR verification so you can establish identity with the customer's explicit consent. Aadhaar numbers are masked end to end, every verification is bound to a consent artifact, and the result is written to an immutable audit trail, meeting UIDAI and DPDP expectations by design.

Inputs

Aadhaar (masked / VID)
OTP or offline XML
Consent artifact ID

Returns

Verification status
Name, DOB, gender, address (per consent)
Masked Aadhaar reference
Photo (optional)

POST /v1/kyc/aadhaar/ekyc

How it works

Three Steps to a Verified Result

Capture consent

The customer consents to Aadhaar eKYC; FinHub records a purpose-bound consent artifact.

Verify with OTP

The customer authenticates with an OTP to their Aadhaar-linked number, or you submit an offline XML/QR.

Receive masked KYC

Get verified demographic fields with the Aadhaar number masked, sealed to your audit log.

Use cases

Where Teams Use Aadhaar Verification

OTP eKYC for digital account opening
Video KYC and assisted onboarding
Re-KYC and periodic updates
Paperless customer verification

FAQ

Aadhaar Verification API, FAQs

Common questions about FinHub's Aadhaar Verification API.

Yes. FinHub supports OTP-based Aadhaar eKYC as well as offline/QR verification, both bound to a customer consent artifact under a DPDP-ready architecture.

More verification APIs