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FinHubBy HabileLabs

Identity · V-CIP

The API behind FinHub's Video KYC products — start a session, run liveness and face match, capture documents and consent, and retrieve the sealed record.

api · POST /v1/kyc/verify
POST /v1/kyc/verify
Authorization: Bearer sk_live_••••
{ "pan": "XXXXX1234F", "consent_artifact": "ca_9f2c…" }

Overview

What the Video KYC API does

This is the API layer. It starts and manages a video session, runs liveness and face match against the customer's identity document, extracts document fields with OCR, and records geotagged, time-stamped consent — returning a session record sealed to a tamper-evident audit trail. Which product it serves decides who runs the session: agent-led Video KYC puts a trained official on the call for RBI V-CIP, while Intelli VKYC runs the session automatically where a live official is not required.

Inputs

  • Customer & session details
  • ID document
  • Consent artifact ID

Returns

  • Session status & recording reference
  • Liveness & face-match scores
  • Extracted document fields
  • Geotag & timestamp

POST /v1/kyc/vcip/session

How it works

Three steps to a verified result

01

Start the V-CIP session

Launch a live video session with the customer and capture purpose-bound consent.

02

Verify in real time

Run liveness, face match against the ID and OCR field extraction during the call.

03

Seal the record

Store the encrypted recording, scores and geotag, sealed to your audit trail for RBI review.

Use cases

Where teams use Video KYC

  • Remote account opening for banks & NBFCs
  • Digital lending onboarding
  • Insurance policy issuance
  • Re-KYC without a branch visit

FAQ

Video KYC API — FAQs

Common questions about FinHub's Video KYC API.

Yes. The flow is aligned to the RBI's Video-based Customer Identification Process (V-CIP) guidelines, with liveness, face match, geotagging, time-stamping, encryption and an auditable session record.

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Ready to add Video KYC to your flow?

Book a demo and see the API return a verified result on your own test data in minutes.