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FinHubBy HabileLabs

Early Access

Automate collections, onboarding follow-up and servicing calls with a voice agent trained on banking terminology, compliant scripts and Indian languages.

voice-agent · in call
+91 · Collections · 02:14
This call is regarding your EMI. May I record your consent?

Capabilities

Built to sound and think like a trained agent

Not a script reader — a voice agent that adapts to the conversation while staying inside compliance guardrails.

Multilingual & Accent-Adaptive

Trained on Hindi, English and major regional languages, tuned for Indian accents and mid-sentence code-switching.

Low Latency

Near real-time responses keep the conversation natural, even over a phone line.

Natural, Human-Sounding Voice

No robotic tone — voices are tuned for warmth and clarity across sensitive BFSI conversations.

Interrupt-Friendly

Handles interruptions and topic changes mid-call, the way a trained agent would.

Context-Aware Scripts

Scripts adapt to loan stage, risk segment and prior interactions — not a fixed flowchart.

Compliant & Auditable

Every call follows pre-approved scripts and is logged for compliance review.

A Real Conversation

Sounds like a call, not an IVR menu

The agent follows a compliant script but responds to what the customer actually says — confirming identity, answering questions and offering next steps in the same call.

Collections Reminder Call
Live · 00:42
Hi Priya, this is a reminder call from FinHub Lending regarding your EMI due on the 5th.
Yes, I was planning to pay it this week.
That works. Would you like a payment link on WhatsApp, or shall I note a callback for Friday?
WhatsApp is fine, thanks.
Hindi + English

Use Cases

Built for the calls BFSI institutions make every day

The same voice agent runs across collections, onboarding and servicing — each with its own compliant script and escalation rules.

Collections Reminders

Automated repayment reminders that adapt tone and offer based on days-past-due.

  • Confirms identity before discussing account details
  • Offers a payment link, callback or human handoff
  • Every call outcome logged for the collections team

Onboarding Follow-up

Follows up on incomplete applications and pending KYC steps without a call center queue.

  • Reminds customers of pending documents or verification steps
  • Answers common onboarding questions in their preferred language
  • Hands off to a human agent for anything non-standard

Servicing & Grievance

Handles routine servicing questions and logs grievances with the right context.

  • Resolves balance, statement and repayment queries directly
  • Escalates complex or sensitive cases to a human agent seamlessly
  • Captures sentiment and outcome for every call

Getting Started

Go live without a single line of telephony code

Compliance and product teams configure the agent directly — engineering is only needed once, to connect a phone line.

1

Configure scripts & flows

Compliance and product teams define call scripts, escalation rules and languages — no engineering required.

2

Test edge cases

Run sample conversations against real scenarios before anything goes live.

3

Deploy across channels

Launch on outbound reminders, inbound support lines, or both.

4

Monitor & improve

Track outcomes, sentiment and compliance adherence, and refine scripts over time.

Analytics

A live view of every call

Track outcomes, sentiment and compliance adherence across every automated call.

Voice Agent Overview

Live

18,412

Calls Handled (24h)

2m 10s

Avg. Handle Time

6.4%

Escalation Rate

FAQ

AI Voice Agent — FAQs

Common questions about FinHub's AI Voice Agent for BFSI.

It automates outbound and inbound BFSI calls — collections reminders, onboarding follow-ups and servicing — with multilingual conversations, consent capture and call analytics, all sealed to an audit trail.

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Pair the Voice Agent with the rest of FinHub

Get early access to the Voice Agent

We're onboarding a limited number of institutions to the early access program.