Housing Finance
A mid-size housing finance company replaced five onboarding vendors with the FinHub API Platform, cutting turnaround time and audit prep effort.
-70%
Onboarding TAT
5 → 1
Vendors replaced
3 weeks
Integration time
The Challenge
- Onboarding relied on five separate vendors for PAN, Aadhaar, face match, document OCR and bureau data.
- Each vendor had a different SLA, authentication method and support process.
- Compliance reporting required manually reconciling logs across all five systems.
The Solution
- Consolidated all five verification steps onto the FinHub API Platform with a single integration.
- Deployed the DPDP Governance Platform for consent capture and audit logging.
- Configured decision rules to auto-approve low-risk applications.
The Results
- Onboarding turnaround time dropped from 3 days to under 22 hours.
- Audit preparation time fell from two weeks to two days per cycle.
- Vendor management overhead was reduced to a single support relationship.
“FinHub cut our income verification cycle from days to under an hour, without adding underwriting risk.”
Head of Credit · Housing Finance Company
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