Financial Assessment
Extract and analyse financial data from ITR filings to verify income for underwriting.
Overview
What the ITR Analysis API does
The ITR Analysis API parses uploaded Income Tax Return PDFs and extracts structured financial data — declared income, tax paid, and year-on-year trends. Underwriting teams use it to verify self-reported income quickly and consistently, without manual document review.
Inputs
- Itr document
- Consent artefact id
- Assessment years
Returns
- Gross total income
- Tax paid
- Income trend
- Filing status
- Extraction confidence
POST /v1/financial/itr-analysis
How it works
Three steps to a verified result
Upload the applicant's
Upload the applicant's ITR PDF along with a valid consent artefact.
FinHub extracts and
FinHub extracts and structures key financial fields, cross-checking figures across the filed years.
A structured income
A structured income summary and trend is returned, with the analysis logged to a tamper-evident audit trail.
Use cases
Where teams use ITR Analysis
- Income verification for personal and business loan underwriting
- Cross-checking self-declared income against filed ITR data
- Assessing income stability trends for credit risk scoring
- Speeding up document-heavy underwriting for self-employed applicants
FAQ
ITR Analysis API — FAQs
Common questions about FinHub's ITR Analysis API.
The API accepts ITR filings as PDF documents and extracts structured financial data directly from them.
More verification APIs
Explore related APIs
Ready to add ITR Analysis to your flow?
Book a demo and see the API return a verified result on your own test data in minutes.