Utility
Pull and verify electricity bill details in real time to corroborate a customer's declared address and identity with a utility record they actually pay.
Overview
What the Electricity Bill Verification API does
FinHub's Electricity Bill Verification API fetches consumer and billing details from utility providers and cross-checks them against the address and name a customer has declared, giving BFSI teams a durable alternate-address proof for underwriting and onboarding. Every fetch requires consent and is sealed to a tamper-evident audit log.
Inputs
- Consumer/account number
- Utility provider or state
- Consent artifact ID
Returns
- Consumer name & address
- Billing period & due status
- Connection type
- Address-match score
POST /v1/utility/electricity-bill/verify
How it works
Three steps to a verified result
Submit consumer details
Send the consumer or account number, provider/state and a consent artifact over a single call.
We fetch and cross-check
FinHub retrieves consumer and billing details from the utility provider and matches them against the declared address and name.
Get a corroborated result
Receive consumer details and an address-match score in real time — sealed to your audit trail.
Use cases
Where teams use Electricity Bill Verification
- Address proof corroboration during onboarding
- Alternate KYC document for underwriting decisions
- Loan and insurance address verification
- Utility-based identity checks for thin-file customers
FAQ
Electricity Bill Verification API — FAQs
Common questions about FinHub's Electricity Bill Verification API.
It returns the consumer name, registered address, billing period, connection type and a match score against the address the customer declared.
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