Document Intelligence
Turn uploaded bank statements into structured transactions and account data.
Overview
What the Bank Statement OCR API does
The Bank Statement OCR API reads uploaded bank statements and extracts account details along with individual transaction line items as structured data. Layout and quality checks flag illegible pages or inconsistent formatting, and every extraction is captured in a tamper-evident audit log.
Inputs
- Bank statement PDF or scanned image
- Multi-page statement upload
- Statement period / bank identifier
Returns
- Account holder and account number
- IFSC and bank name
- Transaction date, description and amount
- Running balance
- Document quality flags
POST /v1/ocr/bank-statement
How it works
Three steps to a verified result
Upload the statement
Submit a PDF or scanned image of the bank statement, single or multi-page, over an encrypted channel.
Line-item extraction
The engine identifies account details and parses each transaction row into date, description, amount and balance.
Structured, audit-ready output
Transactions and account fields are returned as JSON with a tamper-evident log entry for your credit or risk workflow.
Use cases
Where teams use Bank Statement OCR
- Income and cash-flow assessment for lending
- Bank account verification during onboarding
- Automating manual statement review in underwriting
- Fraud and anomaly checks on transaction history
FAQ
Bank Statement OCR API — FAQs
Common questions about FinHub's Bank Statement OCR API.
The API accepts PDF and scanned image uploads from common Indian bank statement formats; layout checks flag pages that can't be reliably parsed.
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