Document Intelligence
Read a cheque image into structured account and routing details.
Overview
What the Bank Cheque OCR API does
The Bank Cheque OCR API reads bank cheque images and extracts the account number, IFSC code, bank name and payee details as structured fields. Structural checks flag poor scans or inconsistent MICR lines, and each extraction is logged in a tamper-evident audit trail.
Inputs
- Cheque image (front side)
- Scanned PDF upload
- MICR line capture
Returns
- Account number
- IFSC code and bank name
- Payee name and cheque number
- Document quality flags
POST /v1/ocr/bank-cheque
How it works
Three steps to a verified result
Upload the cheque image
Submit a photo, scan or PDF of the cheque's front side over an encrypted channel.
MICR and field extraction
The engine reads the MICR line and printed fields to extract account number, IFSC, bank name and payee.
Structured, audit-ready response
Fields are returned as JSON with a tamper-evident log entry, ready for account verification workflows.
Use cases
Where teams use Bank Cheque OCR
- Bank account verification during onboarding
- Auto-populating account details for salary or loan disbursal
- Reducing manual entry in vendor and payee setup
- Cross-checking cheque details against penny-drop results
FAQ
Bank Cheque OCR API — FAQs
Common questions about FinHub's Bank Cheque OCR API.
No, this API extracts fields from the cheque image only. Pair it with a penny-drop or bank account verification API to confirm the account is active.
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