Vehicle · RTO Records
Retrieve verified vehicle registration and owner details straight from RTO records — the fastest way to confirm a vehicle's identity before you lend, insure or onboard it.
Overview
What the Vehicle RC Verification API does
FinHub's Vehicle RC Verification API pulls comprehensive registration certificate data — make, model, registered owner, chassis and engine numbers, insurance and fitness validity — from authoritative VAHAN/RTO-sourced records using only the RC number. Every call is bound to a consent artifact and written to a tamper-evident audit log, so vehicle-backed lending and insurance decisions stay defensible.
Inputs
- Vehicle registration number
- Consent artifact ID
Returns
- Registered owner name
- Make, model & variant
- Chassis & engine number
- RC status, insurance & fitness validity
- Hypothecation / financier details
POST /v1/vehicle/rc
How it works
Three steps to a verified result
Submit the RC number
Send the vehicle registration number with a consent artifact over a single authenticated call.
We query RTO records
FinHub retrieves the registration certificate from VAHAN/RTO-sourced records in real time.
Get decision-ready data
Receive owner, vehicle and validity details, sealed to your audit trail, in seconds.
Use cases
Where teams use Vehicle RC Verification
- Vehicle and used-car loan underwriting
- Motor insurance issuance and renewal checks
- Commercial-vehicle fleet financing
- Fraud checks on vehicle-backed collateral
FAQ
Vehicle RC Verification API — FAQs
Common questions about FinHub's Vehicle RC Verification API.
It returns registered owner name, make and model, chassis and engine numbers, RC status, insurance and fitness validity, and hypothecation or financier details where recorded.
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Ready to add Vehicle RC Verification to your flow?
Book a demo and see the API return a verified result on your own test data in minutes.