Overview
What the PAN to MSME API does
The PAN to MSME API checks Udyam registry data to confirm whether a business linked to a given PAN holds active MSME registration. Lenders use it to validate priority-sector lending eligibility and to confirm MSME classification claims made during loan applications.
Inputs
- Pan
- Consent artefact id
Returns
- Msme registered
- Udyam number
- Enterprise category (Micro/Small/Medium)
- Registration date
POST /v1/msme/pan-to-msme
How it works
Three steps to a verified result
Submit the entity's
Submit the entity's PAN along with a valid consent artefact.
FinHub queries Udyam
FinHub queries Udyam registry data to check for an active MSME registration linked to that PAN.
A verified registration
A verified registration status and enterprise category are returned, logged to a tamper-evident audit trail.
Use cases
Where teams use PAN to MSME
- Validating MSME classification claims during loan origination
- Confirming priority-sector lending eligibility for BFSI portfolios
- KYB checks for vendor onboarding requiring MSME status
- Periodic re-verification of MSME status for existing borrowers
FAQ
PAN to MSME API — FAQs
Common questions about FinHub's PAN to MSME API.
Yes. This API resolves MSME registration directly from the PAN, so you don't need the Udyam number upfront.
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