Does the API support scanned or handwritten loan agreements?

Yes. The API is tuned for printed and scanned agreements and flags low-quality pages so you can request a rescan before the record reaches underwriting.

Is sensitive borrower data protected during extraction?

Yes. Sensitive fields can be masked in the response, every call captures a consent artifact, and processing follows a DPDP-ready architecture with a tamper-evident audit log.

Loan Agreement OCR API for BFSI

Name: FinHub Loan Agreement OCR API
Brand: FinHub by Habilelabs

Document Intelligence · Lending

Turn scanned or uploaded loan agreements into structured, decision-ready data — borrower, lender, principal and repayment terms — in a single API call.

Book Demo

Read API docs

api · POST /v1/kyc/verify

POST /v1/kyc/verify

Authorization: Bearer sk_live_••••

{ "pan": "XXXXX1234F", "consent_artifact": "ca_9f2c…" }

Overview

What the Loan Agreement OCR API does

FinHub's Loan Agreement OCR API reads loan agreements of varying formats and extracts borrower and lender identity, loan amount, tenure, interest rate and repayment schedule into a clean JSON payload. It flags low-confidence fields and scanned-quality issues before they reach underwriting, with optional masking of sensitive fields, consent capture and a tamper-evident audit log on every call.

Inputs

Loan agreement (PDF or image, up to 10 pages)
Document type hint
Consent artifact ID

Returns

Borrower & lender name
Loan amount & currency
Tenure & interest rate
Repayment schedule
Field-level confidence scores

POST /v1/ocr/loan-agreement

How it works

Three steps to a verified result

Upload the agreement

Send the loan agreement as a PDF or image along with a consent artifact over a single authenticated call.

We extract structured fields

FinHub's OCR and layout models locate and extract borrower, lender, amount and terms, scoring each field for confidence.

Get a decision-ready record

Receive a structured JSON record with confidence scores, ready to feed underwriting or loan management systems — sealed to your audit trail.

Use cases

Where teams use Loan Agreement OCR

Digital lending onboarding for NBFCs and banks
Loan portfolio digitization and archival
Underwriting data capture from co-lending partners
Loan agreement audit and compliance review

FAQ

Loan Agreement OCR API — FAQs

Common questions about FinHub's Loan Agreement OCR API.

It extracts borrower and lender names, loan amount, tenure, interest rate and repayment schedule from a loan agreement, along with a confidence score for each field.

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